• Purchases - LTV based on purchase price
  • Refi's within 1 yr- LTV based on acquisition price + upgrade costs
  • Refi's after 1 yr - LTV based on current market value
  • ​66% to 75% LTV (80% in some cases with larger loan amount)
  • 12 to 15% rate (APR 15% to 18%)
  • 2 to 3 year terms

Contstruction Loans

  • RATES FROM 7.5% ( APR 10.5)
  • UP TO 80% OF THE PURCHASE PRICE or APPRAISAL
  • LOAN AMOUNTS 75,000 to 1 Million

*income and credit requirements apply

Our Loan Programs

Equity Plus

  • ​UP TO 65% LTV
  • Rates from 9.5 to 12% (APR 12.5 to 15%)
  • 1 to 4 Year interest only terms or 5 to 10 Year amortized loans

Standard Equity

  • 80% of Purchase Price
  • Investment use Purchase Only
  • 14.5% Rate (APR 16.25% @ 80ltv)
  • 12 Month term only

*** call for details ***

Sub Prime Loans for Owner Occupied

Contact Us

Loan Programs

Bad Or No Credit Not An Issue

Who hasn't had credit problems recently?


5-8 Year Amortizing Loan Terms

Get it paid off sooner


Interest Only Payments

Most loans can be structured with interest only payments, keeping your monthly expenses down!​


Extremely Fast Turn-Around & Funding

Residential, commercial, land - purchase or refinance. No appraisals required on investment properties . We can structure any loan to suit your personal or business needs, but here's a sample of SOME of what we can do:

Property Types

Short Term Program - NEW PRICING & LTV

  • Investment Residential - SFR, 1-4plex
  • Owner occupied Residential
  • Partially Completed Projects
  • Rehab's
  • Commercial - income or Owner Occupied
  • UP TO 70% of Purchase Price
  • Loan Amount up to 700,000
  • 3 to 24 month Interest Only
  • Up to 5 Draws
  • Ground-Up Construction available
  • Short Term Program

  • LTV Calculation

  • Standard Equity

  • Property Types

  • Equity Plus

  • Sub Prime Loans for Owner Occupied

  • Contstruction Loans

LTV Calculation

Funding "TUFF" loans since 1968

Call us today

​​​(954) 519-5199
mortgages real estate financing